Special Service Charge of 5% on All Equity Funds

Date
To
From
31 October 2008
Unit Trust Consultants
Chief Executive Officer
Yeoh Kim Hong
Special Service Charge of 5% on All Equity Funds
Subject
Good news to all!

We are pleased to announce that we will be offering a Special Service Charge of 5oh
on all our equity funds for a limited period from 3 November to 3 December, 2008.
This special service charge will be extended to all cash transactions (including
standing instructions, RCA instructions and switching of low-load units) into the
equity funds during the said period.

It is indeed an opportune time to encourage long term investors to take advantage of
the current attractive market valuations, to increase their investment into the equity
funds to meet their long term investment goals. We attach an update on domestic and
regional market valuations for your reference.

The world's most renowned investor Warren Buffett had in his recent article titled
'Buy American. I Am" published on 16 October 2008 in the New York Times, quoted
the following in explaining why he began to invest heavily in stocks:-

" I can't predict the short-termm oyementso f the stock market.I haven't thef aintest
idea as to whether stoclcs will be higher or lower in a month - or a year - from
now. Wat is likely, however, is that the market will move higher, perhaps
substantially so, well before either sentiment or the economy turns up. So tf yo,
wait for the robins, spring will be over. "

We urge all of you to take advantageo f this specialp romotion to bring in more sales
and achieve your qualification to the 20m National Sales Convention Trip.
Happy selling to all of you and to our Muslim and Hindu consultantsw, ishing you all
"Selamat Hari Raya" and Happy Deepavali!